What we place

One relationship. Exponentially more options.

That's the M² difference — nine financing solutions, an entire lender network, and an independent advocate matching your situation to the structure that genuinely fits.

Invoice Factoring & A/R Financing

Sell your unpaid B2B invoices for immediate cash — often 80–95% up front, the balance (less a small fee) when your customer pays. Approval leans on your customers' credit, not just yours, and the facility grows automatically with your sales.

Ideal for fast-growing businesses that outgrow traditional working capital lines

Asset-Based Lending

A revolving credit line secured by receivables, inventory, or equipment. More availability and fewer covenants than traditional bank lines — capital that scales with the assets on your balance sheet.

Ideal for asset-rich, growing companies

Equipment Financing & Leasing

Acquire trucks, machinery, and technology now and pay over the asset's useful life. Financing and leasing structures to match your tax position, ownership preference, and cash-flow reality.

Ideal for capital expenditures and fleet

Working Capital & Lines of Credit

Revolving capital to smooth cash flow, cover payroll, and absorb seasonal swings — there when you need it, idle when you don't.

Ideal for day-to-day operating needs

Term Loans & SBA Loans

Longer-term capital at attractive rates for expansion, acquisition, real estate, or refinancing — including SBA 7(a) and 504 programs through experienced SBA lenders.

Ideal for established, profitable businesses

Purchase Order Financing

Fund supplier and production costs so you can accept the large orders you couldn't otherwise fulfill. Pairs naturally with factoring once the goods ship.

Ideal for distributors and resellers

Restructuring & Bankruptcy Financing

DIP and exit financing to fund operations and a plan of reorganization through Chapter 11 — capital and expertise for the moments that matter most.

Ideal for companies entering, operating in, or emerging from bankruptcy

Special-Situations & M&A Financing

Capital for acquisitions, buyouts, earnouts, and time-sensitive transitions that traditional lenders pass on. Speed and structure, when both matter.

Ideal for businesses navigating ownership changes and earnout obligations

Hard Money & Bridge Loans

Immediate, non-traditional project funding — asset-secured capital that closes in days, not months, without the hassles or delays of conventional lending. Bridge the gap to permanent financing or a sale.

Ideal for time-sensitive projects, real estate, and borrowers bridging to longer-term capital
Quick estimate

How much working capital is sitting in your invoices?

$500,000
85%
Potential immediate advance
$425,000
unlocked from receivables — without new debt

Illustrative only. Actual advance rates and terms vary by industry, customer credit quality, and lender. All financing subject to lender approval.

Find your fit

Not sure where to start? Answer three questions.

Question 1 of 3

What best describes your situation?

Question 2 of 3

How quickly do you need funding?

Question 3 of 3

How established is your business?

Your likely fit

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Not sure which fits?

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Tell us your situation and we'll map it to the right products and lenders — clearly, honestly, and at no cost.

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