/* ============================================================
   M² Capital Services — v2 design system
   White background · Navy + Red accents · Newsreader / Inter
   ============================================================ */
:root{
  --bg:#ffffff;
  --bg-2:#f6f8fb;
  --panel:#ffffff;
  --panel-2:#f6f8fb;
  --navy:#14294e;
  --navy-2:#1c3564;
  --line:rgba(20,41,78,.1);
  --line-strong:rgba(20,41,78,.18);
  --text:#25334d;
  --muted:#55647d;
  --faint:#7d8aa0;
  --gold:#c0392b;
  --gold-2:#c0392b;
  --gold-3:#a02c22;
  --navy-ink:#14294e;
  --grad-gold:linear-gradient(120deg,#a02c22,#d9534f 45%,#c0392b);
  --shadow-lg:0 24px 60px -18px rgba(20,41,78,.18);
  --radius:18px;
  --wrap:1180px;
  --ease:cubic-bezier(.22,.61,.36,1);
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  font-family:'Inter',system-ui,-apple-system,sans-serif;
  background:var(--bg);color:var(--text);
  font-size:16.5px;line-height:1.65;
  -webkit-font-smoothing:antialiased;
  overflow-x:hidden;
}
::selection{background:rgba(192,57,43,.2)}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 28px}

/* ---------- Typography ---------- */
.display,h1,h2{font-family:'Newsreader',Georgia,serif;font-weight:600;letter-spacing:-.015em;line-height:1.08;color:var(--navy)}
h1{font-size:clamp(2.6rem,6vw,4.6rem)}
h2{font-size:clamp(2rem,4vw,3.1rem)}
h3{font-family:'Newsreader',Georgia,serif;font-weight:600;font-size:1.35rem;line-height:1.25;color:var(--navy)}
.lede{font-size:clamp(1.05rem,1.6vw,1.25rem);color:var(--muted);max-width:46ch}
.eyebrow{
  display:inline-flex;align-items:center;gap:10px;
  font-size:.78rem;font-weight:600;letter-spacing:.22em;text-transform:uppercase;color:var(--gold);
}
.eyebrow::before{content:"";width:34px;height:1px;background:var(--grad-gold)}
.hero .eyebrow,.page-hero .eyebrow{font-size:1.05rem;letter-spacing:.24em}
.h1-caps{text-transform:uppercase;letter-spacing:.03em;font-size:clamp(2.2rem,5.2vw,3.9rem);line-height:1.14}
.gold{background:var(--grad-gold);-webkit-background-clip:text;background-clip:text;color:transparent}
.serif-i{font-family:'Newsreader',Georgia,serif;font-style:italic;font-weight:500}
/* Brand M² mark — inline text fallback */
.m2{font-family:'Newsreader',Georgia,serif;font-weight:700;white-space:nowrap}
.m2 sup{font-size:.52em;line-height:0;vertical-align:super;font-weight:700;margin-left:.03em;color:var(--navy)}
/* Favicon-style M² mark image */
.m2-mark{height:1.15em;width:auto;display:inline-block;vertical-align:-.18em}
.eyebrow .m2-mark{margin:0 -2px}

/* ---------- Buttons ---------- */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:10px;
  padding:15px 30px;border-radius:999px;font-weight:600;font-size:.95rem;
  border:1px solid transparent;cursor:pointer;transition:all .3s var(--ease);
  font-family:'Inter',sans-serif;
}
.btn-gold{background:var(--grad-gold);color:#fff;box-shadow:0 8px 26px -8px rgba(192,57,43,.5)}
.btn-gold:hover{transform:translateY(-2px);box-shadow:0 14px 36px -8px rgba(192,57,43,.6)}
.btn-ghost{border-color:rgba(20,41,78,.3);color:var(--navy);background:#fff}
.btn-ghost:hover{border-color:var(--gold);color:var(--gold);background:rgba(192,57,43,.04)}
.btn .arr{transition:transform .3s var(--ease)}
.btn:hover .arr{transform:translateX(4px)}
.link-gold{color:var(--gold);font-weight:600;display:inline-flex;align-items:center;gap:8px}
.link-gold:hover{color:var(--gold-3)}
.link-gold .arr{transition:transform .3s var(--ease)}
.link-gold:hover .arr{transform:translateX(4px)}

/* ---------- Header ---------- */
header{
  position:fixed;inset:0 0 auto 0;z-index:100;
  transition:background .35s var(--ease),border-color .35s var(--ease),box-shadow .35s;
  border-bottom:1px solid transparent;
}
header.scrolled{background:rgba(255,255,255,.88);backdrop-filter:blur(18px);-webkit-backdrop-filter:blur(18px);border-bottom-color:var(--line);box-shadow:0 10px 34px -18px rgba(20,41,78,.25)}
.nav{display:flex;align-items:center;justify-content:space-between;height:84px;max-width:var(--wrap);margin:0 auto;padding:0 28px}
.brand img{height:44px;width:auto}
.nav-links{display:flex;align-items:center;gap:36px}
.nav-links a{font-size:.92rem;font-weight:500;color:var(--muted);position:relative;padding:6px 0;transition:color .25s}
.nav-links a:hover,.nav-links a.active{color:var(--navy)}
.nav-links a:not(.nav-cta-btn)::after{content:"";position:absolute;left:0;bottom:0;width:0;height:1.5px;background:var(--grad-gold);transition:width .3s var(--ease)}
.nav-links a:hover::after,.nav-links a.active::after{width:100%}
.nav-cta-btn{border:1px solid var(--gold);color:var(--gold)!important;padding:10px 22px!important;border-radius:999px;font-weight:600}
.nav-cta-btn:hover{background:var(--grad-gold);color:#fff!important;border-color:transparent}
.nav-cta-btn::after{display:none}
.nav-toggle{display:none;background:none;border:1px solid var(--line-strong);color:var(--navy);font-size:1.2rem;border-radius:10px;padding:8px 13px;cursor:pointer}

/* ---------- Hero ---------- */
.hero{position:relative;min-height:88svh;display:flex;align-items:flex-start;padding:102px 0 90px;overflow:hidden}
.hero-bg{position:absolute;inset:0;z-index:-2;background:
  radial-gradient(1100px 600px at 78% -10%,rgba(20,41,78,.08),transparent 60%),
  radial-gradient(900px 550px at -10% 110%,rgba(192,57,43,.06),transparent 55%),
  var(--bg);}
.hero-grid{position:absolute;inset:0;z-index:-1;
  background-image:linear-gradient(rgba(20,41,78,.045) 1px,transparent 1px),linear-gradient(90deg,rgba(20,41,78,.045) 1px,transparent 1px);
  background-size:72px 72px;
  -webkit-mask-image:radial-gradient(900px 600px at 70% 20%,#000 30%,transparent 75%);
  mask-image:radial-gradient(900px 600px at 70% 20%,#000 30%,transparent 75%);}
.hero-glow{position:absolute;z-index:-1;width:560px;height:560px;border-radius:50%;filter:blur(120px);opacity:.35;background:radial-gradient(circle,rgba(192,57,43,.3),transparent 65%);top:-140px;right:-80px;animation:drift 14s ease-in-out infinite alternate}
@keyframes drift{to{transform:translate(-60px,50px) scale(1.08)}}
.hero .kicker{margin-bottom:26px}
.hero h1{max-width:13ch;margin:0 0 26px}
.hero .lede{margin-bottom:40px}
.hero-ctas{display:flex;gap:16px;flex-wrap:wrap;margin-bottom:34px}
.hero-note{font-size:.9rem;color:var(--faint);display:flex;align-items:center;gap:10px}
.hero-note::before{content:"";width:7px;height:7px;border-radius:50%;background:var(--gold);box-shadow:0 0 10px rgba(192,57,43,.8)}

/* ---------- Stat band (navy section) ---------- */
.stats{background:var(--navy);border-top:1px solid var(--navy);border-bottom:1px solid var(--navy)}
.stats .wrap{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:rgba(255,255,255,.14)}
.stat{background:var(--navy);padding:44px 30px;text-align:left}
.stat .num{font-family:'Newsreader',Georgia,serif;font-size:clamp(2.4rem,3.6vw,3.4rem);font-weight:600;line-height:1;background:linear-gradient(120deg,#e2685e,#f0918a 45%,#d9534f);-webkit-background-clip:text;background-clip:text;color:transparent}
.stat .lbl{margin-top:10px;font-size:.9rem;color:#b8c4d9}

/* ---------- Sections ---------- */
section{padding:110px 0}
.sec-head{max-width:720px;margin-bottom:64px}
.sec-head h2{margin:18px 0 20px}
.sec-head p{color:var(--muted);font-size:1.08rem}
.sec-split{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:start}

/* ---------- Process ---------- */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;counter-reset:step}
.step{position:relative;padding:38px 32px;background:var(--panel);border:1px solid var(--line);border-radius:var(--radius);box-shadow:0 6px 24px -14px rgba(20,41,78,.14);transition:transform .4s var(--ease),border-color .4s,box-shadow .4s}
.step:hover{transform:translateY(-6px);border-color:rgba(192,57,43,.35);box-shadow:var(--shadow-lg)}
.step .n{font-family:'Newsreader',Georgia,serif;font-size:3.4rem;font-weight:600;line-height:1;background:var(--grad-gold);-webkit-background-clip:text;background-clip:text;color:transparent;opacity:.9}
.step h3{margin:18px 0 12px}
.step p{color:var(--muted);font-size:.98rem}

/* ---------- Service cards ---------- */
.svc-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(320px,1fr));gap:24px}
.svc{
  position:relative;padding:36px 32px;background:var(--panel);border:1px solid var(--line);border-radius:var(--radius);
  box-shadow:0 6px 24px -14px rgba(20,41,78,.14);
  overflow:hidden;transition:transform .4s var(--ease),border-color .4s,box-shadow .4s;
}
.svc::before{content:"";position:absolute;left:0;top:0;height:100%;width:3px;background:var(--grad-gold);transform:scaleY(0);transform-origin:top;transition:transform .45s var(--ease)}
.svc:hover{transform:translateY(-6px);border-color:rgba(192,57,43,.3);box-shadow:var(--shadow-lg)}
.svc:hover::before{transform:scaleY(1)}
.svc .ico{width:52px;height:52px;border-radius:14px;display:grid;place-items:center;background:rgba(192,57,43,.08);border:1px solid rgba(192,57,43,.2);margin-bottom:22px}
.svc .ico svg{width:24px;height:24px;stroke:var(--gold);fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.svc h3{margin-bottom:12px}
.svc p{color:var(--muted);font-size:.97rem;margin-bottom:18px}
.svc .fit{font-size:.83rem;color:var(--faint)}
.svc .fit b{color:var(--gold);font-weight:600}

/* ---------- Quiz / fit finder ---------- */
.quiz{background:linear-gradient(160deg,#fff 0%,var(--bg-2) 100%);border:1px solid var(--line-strong);border-radius:26px;padding:56px;box-shadow:var(--shadow-lg);position:relative;overflow:hidden}
.quiz::after{content:"";position:absolute;width:420px;height:420px;border-radius:50%;background:radial-gradient(circle,rgba(192,57,43,.08),transparent 65%);top:-160px;right:-120px;pointer-events:none}
.quiz .q-step{display:none}
.quiz .q-step.active{display:block;animation:fadeUp .45s var(--ease)}
@keyframes fadeUp{from{opacity:0;transform:translateY(14px)}to{opacity:1;transform:none}}
.quiz .q-label{font-size:.8rem;letter-spacing:.18em;text-transform:uppercase;color:var(--gold);font-weight:600;margin-bottom:14px}
.quiz h3{font-size:1.7rem;margin-bottom:26px}
.q-opts{display:grid;gap:12px}
.q-opt{
  text-align:left;padding:17px 22px;border-radius:14px;border:1px solid var(--line-strong);
  background:#fff;color:var(--text);font-size:1rem;font-family:'Inter',sans-serif;cursor:pointer;
  transition:all .25s var(--ease);display:flex;justify-content:space-between;align-items:center;gap:14px;
}
.q-opt:hover{border-color:var(--gold);background:rgba(192,57,43,.04);transform:translateX(4px)}
.q-opt .arr{color:var(--gold);opacity:0;transition:opacity .2s}
.q-opt:hover .arr{opacity:1}
.q-result h3{font-size:1.9rem}
.q-result .q-product{color:var(--gold)}
.q-result p{color:var(--muted);margin:14px 0 28px;max-width:52ch}
.q-reset{background:none;border:none;color:var(--faint);font-size:.88rem;cursor:pointer;margin-left:22px;font-family:'Inter',sans-serif;text-decoration:underline;text-underline-offset:3px}
.q-reset:hover{color:var(--muted)}
.q-progress{display:flex;gap:8px;margin-bottom:34px}
.q-progress span{height:3px;flex:1;border-radius:99px;background:var(--line-strong);transition:background .3s}
.q-progress span.done{background:var(--grad-gold)}

/* ---------- Why / feature list ---------- */
.why-list{display:grid;gap:0;border-top:1px solid var(--line)}
.why-item{display:grid;grid-template-columns:64px 1fr;gap:22px;padding:30px 0;border-bottom:1px solid var(--line);align-items:start}
.why-item .wi{width:46px;height:46px;border-radius:12px;display:grid;place-items:center;background:rgba(192,57,43,.08);border:1px solid rgba(192,57,43,.2)}
.why-item .wi svg{width:22px;height:22px;stroke:var(--gold);fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.why-item h3{font-size:1.15rem;margin-bottom:6px}
.why-item p{color:var(--muted);font-size:.95rem}

/* ---------- Testimonials ---------- */
.testi-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.testi{padding:38px 34px;background:var(--panel);border:1px solid var(--line);border-radius:var(--radius);box-shadow:0 6px 24px -14px rgba(20,41,78,.14);display:flex;flex-direction:column;gap:22px;transition:transform .4s var(--ease),border-color .4s}
.testi:hover{transform:translateY(-6px);border-color:rgba(192,57,43,.3)}
.testi .qm{font-family:'Newsreader',Georgia,serif;font-size:4rem;line-height:.6;background:var(--grad-gold);-webkit-background-clip:text;background-clip:text;color:transparent;height:.55em}
.testi blockquote{font-family:'Newsreader',Georgia,serif;font-size:1.14rem;font-style:italic;line-height:1.55;color:#33415c;flex:1}
.testi .who{font-size:.88rem;color:var(--faint)}
.testi .who b{display:block;color:var(--gold);font-weight:600;font-style:normal;font-size:.92rem}

/* ---------- FAQ ---------- */
.faq{max-width:820px;margin:0 auto}
.faq-item{border-bottom:1px solid var(--line)}
.faq-item:first-child{border-top:1px solid var(--line)}
.faq-q{width:100%;background:none;border:none;color:var(--navy);font-family:'Newsreader',Georgia,serif;font-size:1.25rem;font-weight:600;text-align:left;padding:26px 54px 26px 4px;cursor:pointer;position:relative;transition:color .25s}
.faq-q:hover{color:var(--gold)}
.faq-q::after{content:"+";position:absolute;right:8px;top:50%;transform:translateY(-50%);font-family:'Inter',sans-serif;font-weight:300;font-size:1.7rem;color:var(--gold);transition:transform .35s var(--ease)}
.faq-item.open .faq-q::after{transform:translateY(-50%) rotate(45deg)}
.faq-a{max-height:0;overflow:hidden;transition:max-height .45s var(--ease)}
.faq-a p{padding:0 4px 28px;color:var(--muted);max-width:64ch}

/* ---------- CTA band (navy section) ---------- */
.cta-band{position:relative;overflow:hidden;border-radius:30px;padding:90px 60px;text-align:center;background:linear-gradient(140deg,#1c3564,#14294e 60%);border:1px solid var(--navy)}
.cta-band::before{content:"";position:absolute;inset:0;background:radial-gradient(700px 340px at 50% -20%,rgba(192,57,43,.28),transparent 65%)}
.cta-band>*{position:relative}
.cta-band h2{max-width:20ch;margin:0 auto 18px;color:#fff}
.cta-band p{color:#b8c4d9;max-width:52ch;margin:0 auto 38px}
.cta-band .eyebrow{color:#e2685e}

/* ---------- Page hero (inner pages) ---------- */
.page-hero{padding:120px 0 60px;position:relative;overflow:hidden}
.page-hero h1{max-width:16ch;margin:20px 0 22px}
.page-hero .lede{max-width:56ch}

/* ---------- Calculator ---------- */
.calc{background:linear-gradient(160deg,#fff,var(--bg-2));border:1px solid var(--line-strong);border-radius:26px;padding:52px;box-shadow:var(--shadow-lg)}
.calc-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:56px;align-items:center}
.calc label{display:block;font-size:.85rem;font-weight:600;color:var(--muted);margin:26px 0 12px;letter-spacing:.04em}
.calc label:first-child{margin-top:0}
.calc input[type=range]{width:100%;accent-color:var(--gold);cursor:pointer}
.calc .rng-val{font-family:'Newsreader',Georgia,serif;font-size:1.5rem;color:var(--gold);font-weight:600}
.calc-out{background:var(--navy);border:1px solid var(--navy);border-radius:18px;padding:38px;text-align:center}
.calc-out .co-lbl{font-size:.8rem;letter-spacing:.18em;text-transform:uppercase;color:#8fa0bd;font-weight:600}
.calc-out .co-num{font-family:'Newsreader',Georgia,serif;font-size:clamp(2.4rem,4vw,3.4rem);font-weight:600;background:linear-gradient(120deg,#e2685e,#f0918a 45%,#d9534f);-webkit-background-clip:text;background-clip:text;color:transparent;margin:10px 0 6px}
.calc-out .co-sub{font-size:.88rem;color:#b8c4d9}
.calc-note{font-size:.8rem;color:var(--faint);margin-top:22px}

/* ---------- About ---------- */
.principle{display:grid;grid-template-columns:88px 1fr;gap:26px;padding:34px 0;border-bottom:1px solid var(--line);align-items:start}
.principle .pn{font-family:'Newsreader',Georgia,serif;font-size:2rem;font-weight:600;background:var(--grad-gold);-webkit-background-clip:text;background-clip:text;color:transparent}
.pull{border-left:3px solid;border-image:var(--grad-gold) 1;padding:8px 0 8px 34px;font-family:'Newsreader',Georgia,serif;font-style:italic;font-size:clamp(1.4rem,2.4vw,1.9rem);line-height:1.4;color:var(--navy);max-width:30ch}

/* ---------- Contact ---------- */
.contact-grid{display:grid;grid-template-columns:.85fr 1.35fr;gap:56px;align-items:start}
.info-card{background:var(--navy);border:1px solid var(--navy);border-radius:var(--radius);padding:40px 36px;position:sticky;top:110px}
.irow{display:flex;gap:18px;padding:18px 0;border-bottom:1px solid rgba(255,255,255,.12);align-items:flex-start}
.irow:last-child{border-bottom:none}
.irow svg{width:21px;height:21px;stroke:#e2685e;fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round;flex-shrink:0;margin-top:3px}
.irow .k{font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;color:#8fa0bd;font-weight:600}
.irow .v,.irow .v a{color:#eef2f8;font-size:1rem;margin-top:3px}
.irow .v a:hover{color:#f0918a}
.form-card{background:linear-gradient(160deg,#fff,var(--bg-2));border:1px solid var(--line-strong);border-radius:26px;padding:52px;box-shadow:var(--shadow-lg)}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.field{margin-bottom:20px}
.field label{display:block;font-size:.83rem;font-weight:600;color:var(--muted);margin-bottom:9px;letter-spacing:.03em}
.field .req{color:var(--gold)}
.field input,.field select,.field textarea{
  width:100%;padding:14px 16px;border-radius:12px;border:1px solid var(--line-strong);
  background:#fff;color:var(--navy);font-family:'Inter',sans-serif;font-size:.97rem;
  transition:border-color .25s,box-shadow .25s;
}
.field select{appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%23c0392b' stroke-width='1.8' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 16px center}
.field textarea{min-height:130px;resize:vertical}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--gold);box-shadow:0 0 0 3px rgba(192,57,43,.12)}
.field option{background:#fff;color:var(--navy)}
.form-note{font-size:.85rem;color:var(--faint);margin-top:18px;text-align:center}
.form-disc{font-size:.75rem;color:var(--faint);margin-top:14px;text-align:center;line-height:1.5}

/* ---------- Footer (navy section) ---------- */
footer{border-top:1px solid var(--navy);background:var(--navy);padding:80px 0 0;margin-top:40px}
.foot-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr;gap:56px;padding-bottom:64px}
.foot-grid img{height:42px;width:auto;margin-bottom:20px}
.foot-grid .blurb{color:#b8c4d9;font-size:.94rem;max-width:36ch}
.foot-grid h4{font-size:.8rem;letter-spacing:.18em;text-transform:uppercase;color:#8fa0bd;margin-bottom:20px;font-weight:600}
.foot-grid a{display:block;color:#b8c4d9;padding:6px 0;font-size:.95rem;transition:color .25s}
.foot-grid a:hover{color:#f0918a}
.foot-grid .ico{color:#b8c4d9;padding:6px 0;font-size:.95rem}
.foot-bottom{border-top:1px solid rgba(255,255,255,.12);padding:28px 0 34px;font-size:.85rem;color:#8fa0bd;display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}
.foot-bottom .disc{max-width:62ch;font-size:.78rem;line-height:1.5}

/* ---------- Reveal on scroll ---------- */
.rv{opacity:0;transform:translateY(28px);transition:opacity .8s var(--ease),transform .8s var(--ease)}
.rv.in{opacity:1;transform:none}
.rv-d1{transition-delay:.1s}.rv-d2{transition-delay:.2s}.rv-d3{transition-delay:.3s}.rv-d4{transition-delay:.4s}

/* ---------- Responsive ---------- */
@media(max-width:1020px){
  .sec-split{grid-template-columns:1fr;gap:52px}
  .steps,.testi-grid{grid-template-columns:1fr 1fr}
  .stats .wrap{grid-template-columns:1fr 1fr}
  .calc-grid{grid-template-columns:1fr;gap:38px}
  .contact-grid{grid-template-columns:1fr}
  .info-card{position:static}
}
@media(max-width:720px){
  section{padding:76px 0}
  .steps,.testi-grid{grid-template-columns:1fr}
  .row2{grid-template-columns:1fr}
  .quiz,.calc,.form-card{padding:34px 26px}
  .cta-band{padding:64px 28px}
  .nav-links{
    position:fixed;top:84px;right:0;left:0;flex-direction:column;gap:6px;align-items:stretch;
    background:rgba(255,255,255,.97);backdrop-filter:blur(20px);padding:22px 28px 30px;border-bottom:1px solid var(--line);
    transform:translateY(-130%);transition:transform .4s var(--ease);
  }
  .nav-links.open{transform:none}
  .nav-links a{padding:13px 4px;font-size:1.05rem}
  .nav-toggle{display:block}
  .hero{padding-top:130px}
  .foot-grid{grid-template-columns:1fr;gap:36px}
}
@media(prefers-reduced-motion:reduce){
  *,*::before,*::after{animation:none!important;transition:none!important}
  .rv{opacity:1;transform:none}
}